Roth, Super Catch-Ups, and More: Your Ultimate 401(k) Guide for 2025

Saving for retirement isn’t just a goal—it’s a strategy to secure your financial independence. It's one of the simplest things to do.... The key word is simple, not easy.

Whether you’re contributing to an employer-sponsored 401(k) or maximizing the flexibility of a Solo 401(k) (used by solo business owners), understanding your options can make a huge difference. In 2025, with new rules like super catch-up contributions and strategies like the mega backdoor Roth, there are more ways than ever to grow your savings and reduce taxes. Here’s how to use these powerful tools to build a stronger financial future.